Community-Focused Payment Support

we built this consultancy to give local owners a trusted guide through the maze of payment contracts, fees, and technology. As a Veteran business owner, we understand how important every dollar and every customer relationship is. we meet you where you are, listen to your goals, and then design a payment setup that fits your day-to-day reality. My goal is simple, to protect your profits, simplify your systems, and give you a real person to call whenever payments affect your business.

Independent Expert Guidance

As an independent 1099 consultant partnering with several ISO merchant services, we are free to recommend what truly fits your business, not a preset quota or single product line. We review your current merchant statements, explain every fee in plain language, and compare options until the numbers and features make sense for you. Whether you run a neighborhood restaurant, a busy retail shop, or a growing online brand, we help you choose secure, modern tools that lower costs and keep payments flowing smoothly, so you can focus on serving customers.

In-Person Help When It Matters

Many owners are tired of call centers and generic support. My approach is different. we travel to your business, help with POS installs, walk your team through new systems, and stay available when questions pop up later. Need to understand PayLo dual pricing, set up recurring billing, or reduce chargebacks? we sit down with you, step through each screen, and make sure you feel confident before we leave. That hands-on approach turns payment technology into a real advantage instead of a daily headache.

Your Merchant Advocate

We created Interchange Alliance to be the kind of payment partner we wish more business owners had. We work as an independent 1099 advisor connected with several ISO merchant services, which means you benefit from enterprise-level technology without losing the personal connection.
We serve small and mid-sized businesses across the Mountain West and Pacific Northwest, and we take pride in my Veteran experience and relationship-driven approach. We understand that merchant statements, dual pricing, and chargebacks can feel confusing or even intimidating. My role is to translate the technical pieces into clear options, then stand beside you as you choose what fits.

Are Hidden Processing Fees Cutting Into Your Profits?


Many businesses overpay for payment processing without realizing it. Interchange Alliance helps merchants review current statements, simplify payment systems, and explore modern solutions designed to protect revenue and improve daily operations.

● Reduce unnecessary processing fees

● Improve checkout and payment workflows

● Explore POS, PayLo, mobile, and e-commerce solutions

● Receive local guidance and ongoing support

Let’s Talk About Your Current Setup

Paul Valencia

208-370-4606
[email protected]